Terms and Conditions
The terms and conditions set out below detail how LookForLife.uk.com can be used. If the Look
For Life website hereinafter referred to as ‘the website’ is used, you are agreeing to be bound by
these terms and conditions. If you do not accept any of the terms and conditions stated below,
you should not use the website. By using the website, you undertake that you are aged 18 years
or older and is a UK resident.
LookForLife.uk.com collects data from users and passes this information, unaltered, where
applicable and after user approval to FSA authorised advisers who will provide users
with life insurance quotations and comparisons. It is a trading name for Clixel Ltd (company registration number 04921421). Registered address:
Clixel Ltd
Michael House
35 Chiswell Street
London
EC1Y 4SE
Alterations to these terms and conditions can be made on occasion and once published; these
alterations will become immediately effective.
Clixel Ltd makes no guarantees and is not responsible for:
► The accuracy or currency of the content of any third party material that appears on the
website (this includes content that may or may not be identified by Look For Life as third party
material).
► The quality of any third party services that may be featured on the website.
► The content of any third party website that links from the website.
Any financial information featured on the website or accessed via a link from the website is not
considered to be financial advice from Clixel Ltd. Clixel Ltd is not
authorised by the Financial Services Authority (FSA) regarding financial products and should not
be regarded as a financial advisor. Information provided on this website should not
be considered to be advice nor be recommending any course of action to the
users.
If users are in any doubt about the most suitable product or course of action
they should take in respect of their insurance needs, they should speak to an
FSA authorised adviser. Any issues that may arise from contact or communication with third parties accessed from the
website are not the responsibility of Clixel Ltd.
Any entry into a third party’s terms and conditions are wholly separate to the terms and
conditions undertaken when using the website. We recommend when entering into a third
party’s terms and conditions, independent advice is sought.
Clixel Ltd provides FSA authorised advisers with information about website users
who wish to receive a comparison or quotation. This in no way suggests that
Clixel Ltd is recommending or endorsing the FSA authorised adviser nor that
there is an exclusive or partnership arrangement with the said FSA authorised
adviser.
Intellectual Property
The copyright and intellectual property (IP) rights of all of the material published on the website;
website design; corporate identity; text and graphics; and all software compilations, source code
and software belong to Clixel Ltd. All rights are reserved.
Permission must be secured prior to the reproduction or redistribution of material from the
website. Single printouts can be made for personal, non-commercial use. Adaptations or
alterations to content from the website in addition to unauthorised links are also not permitted.
Clixel Ltd owns the rights to the website. All other company names and products
belong to their respective owners.
Information from the website must not be used for illegal or immoral use.
Liability Obligations
Clixel Ltd does all it can to ensure data on the website is accurate and endeavours
to immediately correct any inaccuracies as soon as the company is made aware of them. To the
extent allowed by law, Clixel Ltd is not responsible for inaccuracies published on the
website.
Clixel Ltd does not validate, monitor or endorse any third party information submitted
to the website and as such, this information could be inaccurate. Clixel Ltd does not
validate, monitor or endorse the data or quotations collected from third parties as presented to
you on the search results page.
Clixel Ltd is not responsible for any harmful effect on technology that may result from
using the website nor does Clixel Ltd give any warranty that the website is free from
viruses. In addition, Clixel Ltd is excluded from liability should any losses or claims
occur as a result of your inability to access the website, or from any use of the website or
reliance on data published on the website to the extent permitted by law.
Nothing stated within these terms and conditions excludes or limits our liability
for fraud and personal injury occuring as a result of use of the website.
Termination of Agreement
Should any of the terms and conditions stated be breached, Clixel Ltd has the right
to terminate the agreement and immediately remove, cancel or suspend access to and use of
the website.
All disclaimers, indemnities and exclusions stated within these terms and conditions shall survive
termination of the agreement between us for any reason.
Clixel Ltd is not liable for failure to undertake any obligation under this agreement if
failure results from events out of its control, including without limitation Internet/telecoms
outages, fire, flood, war and acts of God.
General Information
The website is solely directed at those who access the website from the UK.
The website must not be used for business purposes.
Should any provision of the agreement be held unlawful or invalid, that provision shall be
deemed severed. Where relevant, the validity of the remaining provision of the agreement will
not be affected.
Should Clixel Ltd not enforce any provision of this agreement, such will not be
considered a waiver of any provision or right.
Use of the website and these terms are subject to the laws of England which shall exclusively
govern the interpretation, application and effect of all the above permissions, exclusions,
licenses and conditions of use and shall be construed in accordance with the laws of England
and the parties submit to the exclusive jurisdiction of the English courts.