Life insurance offers a helping hand

Thursday, March 18, 2010

Life insurance policies that include critical illness cover are a serious option for many people, especially those concerned with protecting their family financially should the main bread winner fall critically ill rendering them unable to work. More and more life insurance providers are offering competitive and flexible options that may well be worth looking at. One example is being offered by Bright Grey, who is providing a new support service as part of its critical illness cover.

This new service is marketed as a helping hand service and offers a complete range of support. The support services included are home visits by a relevant health professional in addition to a personal nurse adviser. The relevant health professional could be anyone from a nurse, specialising in certain conditions, such as oncology, neurology or cardiology to a speech therapist or even a counsellor. The home visits will also include a care plan that details the visits and also incorporates suitable factsheets and contact details and, if available, any pertinent self-help groups.

The helping hand service will provide support to both the policyholder and their family for the entire term of the policy. Some additional services can also be available, which provide an extra level of care. Red Arc provides extra care services for both Bright Grey and Liverpool Victoria and this care can often take the form of a personal nurse with ongoing help catered for by support groups and help lines.

The additional support that you can receive by paying a little extra on your life insurance premiums seems well worth the investment when considering the extra level of care that it provides. Do your research and see what other options are out there.


Jeff Kelly